See today's safe-to-spend
Turn your income, bills, and planned spending into one number you can trust before you swipe your card.
Safe daily spending for real life budgets
Daily Dime
Know what you can spend today without wrecking the week.
Daily Dime helps you follow a day-to-day or week-to-week spending plan, pay down debt faster, and move extra money into savings on purpose instead of wondering where it went.
Stay ahead of the week
Forecast upcoming bills, paydays, and recurring expenses so surprises stop knocking your whole plan sideways.
Use extra cash on purpose
Roll leftover money forward, send it to savings, or aim it at debt payoff instead of losing track of it.
Monthly income
$8,400
Money available to run your real month
Safe to spend
$2,972
After bills, debt payments, and savings plans
Looking ahead
Cashflow forecast
Bills $3,611
Sinking $1,525
Two-week totals
Planned inflow$8,400
Planned outflow$5,136
Daily pressure
Day-to-day cash swingMar
Apr
May
Jun
Jul
Aug
The solid green line shows the spendable runway left after planned bills hit.
The dashed line tracks your projected cushion if the current plan holds.
The baseline marks zero so it is easier to spot tight stretches without a giant fill.
Spending plan
Where this week's money is going
Housing
24% of tracked spend
$949
Giving
22% of tracked spend
$840
Kids
15% of tracked spend
$588
Debt
12% of tracked spend
$487
Utilities
12% of tracked spend
$456
Insurance
8% of tracked spend
$316
Other
7% of tracked spend
$267
Why it works
A budgeting rhythm you can actually follow every day.
Daily clarity
Spend with confidence
See what is safe to spend today and this week before little decisions turn into stress.
Debt payoff
Free up more cash
Keep recurring payments visible, avoid overspending, and use extra money to bring balances down faster.
Savings momentum
Build reserves on purpose
Move leftovers into rainy-day funds and sinking buckets instead of starting over every month.